Mandatory basic cover

• Medical expenses covered at the legal minimum
• The majority of costs (about 80 %) are covered
• Shared room in a public hospital in the canton of Geneva (emergencies are  covered in other cantons)

Supplementary medical insurance cover

• Shared room in a public hospital in Switzerland
• No choice of a physician in case of hospitalisation
• Emergencies abroad are covered
• Option for a room with one or two beds

Semi private and private division in all the cliniques and public hospitals in Switzerland

• Room with one or two beds
• Choice of the physician in case of hospitalisation.
• Emergencies abroad
• Possible option: choice of the hospital in a list provided by our medical department or franchise (on top of the LAMAL franchise)

Private divisions worldwide

Few companies offer a medical supplementary package available worldwide.

Supplementary health and cares policy (including natural medicines)

Supplementary cares health cover is complementary to the basic insurance. Services include medicines, repatriation, therapy, glasses, home cares, domestic help.