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The expert in swiss cross-border commuters

Cross-border Commuters

DACCOR offers products for cross-border commuters (residence in France and place of work in Switzerland). All nationalities can, of course, take out such policies.

  • Medical insurance cover
  • Savings schemes and investments
  • Third pillar
  • Legal insurance
  • Personal credit, consumer credit
etc...
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Age limit for membership application
 65
IN FRANCE IN SWITZERLAND
HOSPITALISATION
medical - surgery - maternity
  • "conventionné" sector (linked to the state health scheme)
    general medical costs
    doctors fees
  • non "conventionné" sector
    general medical costs
    doctors fees
  • ambulance treatment costs and home treatment costs
  • hospital fees (lodging / catering)
  • accompanying adult (for a 14 year old child or under)
  • single room (care homes)
Actual costs
100 % BRSS

100 % BRSS
100 % BRSS
100 % BRSS
Actual costs
Not guarantee
Not guarantee
100% "Cantonal" hospital, except specific convention
PSYCHIATRICS - NEUROPSYCHIATRICS 100 % BRSS Ibid France
TRANSPORT FEES
(As determined by Sécurité sociale)
100 % BRSS Ibid France
MEDICINE COSTS
all medicine reimbursed by Sécurité sociale
flu vaccination
Actual costs Ibid France
MEDICAL TREATMENT
  • Doctors's fees (GP, specialists, consultants)
  • paramedics, nurses
  • out-patient surgery
  • radiology tests, laboratory tests
100 % BRSS Ibid France
COMPLEMENTARY MEDICINE
osteopathy, acupuncture, homeopathy, chiropody, pedicure, chiropractic, dietician
€ 100/ year / person Ibid France
OPTICAL CARE
glasses, lenses (including daily lenses), frames, laser surgery for short-sightedness
€ 150/ year / person Ibid France
DENTAL CARE
  • dentist fees and treatment
  • prosthetics, orthodontics, implants
    whether these treatment are usually reimbursed by Sécurité Sociale or not
    Bonus: yearly bonus for four years as long as treatment does not exceed 50% of yearly basic fees
100 % BRSS

€ 400 / year / person
€ 50 / year / person
Ibid France

Ibid France

Ibid France


OTHER PROSTHETICS
optical, orthopaedics, medical, hearing aid
100 % BRSS Ibid France
SPA TREATMENT
As reimbursed by sécurité sociale
€ 200 / year / person Ibid France
HOME CARE
private tuition
animal care
house help
Guarantee Not Guarantee
LEGAL PROTECTION Guarantee Not Guarantee
 

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Contact

Genève
rue Grenus, 7
1201 Genève
T: +41 22 732 39 20
F: +41 22 732 39 19



France
40 Avenue de Vessy
01210 Ferney Voltaire
T: +33 4 50 40 12 74
F: +33 4 50 20 76 49
ORIAS: 09 050 857